# Calculator Configuration

Configuration files are files that can augment / improve the control you have over the functionality in the form beyond the settings.&#x20;

{% hint style="danger" %}
Configuration files are generally in XML format and so please ensure the XML file is still valid are you finish your edits. You can check an XML file is valid using the following:

[https://www.samltool.com/prettyprint.php](https://www.samltool.com/prettyprint.php)
{% endhint %}

For the Calculator, there are 4 and these files are covered below:&#x20;

## livingsituation.xml&#x20;

This is an important file in the context of the Calculator. The contents of it control:

a) What appears in this list:

![](https://2656168474-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-Mgp5Z7yRwKJeCMlRrzD%2F-MgtaTWcrbqEnKc9Du-A%2F-Mgtb_31YZkkubg3Oe8R%2FScreenshot%202021-08-12%20at%2010.07.55.png?alt=media\&token=b2f16e23-ca46-4544-b5f3-9bd24b759a35)

b) The behaviour of the option selected

### Example file

The file contains a section for each drop down option. The following shows the file with only the first drop down option populates for simplicity of understanding:

```
<LivingSituation>

  <!-- I own my home -->
  <Item>
    <name>HomeOwner</name>
    <value>OwnerOccupier_HomeOwner</value>
    <applyForHB>false</applyForHB>
    <householdType>OwnerOccupier</householdType>
    <paymentType requireLandlordAccount="false" requireClaimaintAccount="false"/>
    <landlordDetailsRequired>false</landlordDetailsRequired>
    <rentDetailsRequired>false</rentDetailsRequired>
    <propertyDetailsRequired>false</propertyDetailsRequired>
    <propertyRoomDetailRequired>false</propertyRoomDetailRequired>
    <propertyMiscDetailRequired>false</propertyMiscDetailRequired>
    <rentServiceDetailsRequired>false</rentServiceDetailsRequired>
    <rentReferenceNumberRequired>false</rentReferenceNumberRequired>
    <UCBehaviour>false</UCBehaviour>
  </Item>
  
  </LivingSituation>
```

The following elements are responsible for different behaviours:

| Element                     | What does it do                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
| --------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| applyForHB                  | If true this will set the ApplyForHB marker in the XML we send in the XML to the back office telling it the person is applying for Housing Benefit. A home owner will not claim Housing Benefit and thus it is set to false.                                                                                                                                                                                                                                                                                        |
| householdType               | This is the value (from a set list in the benefit schema) that will be passed for this option. I.e. Home owner is OwnerOccupier, a Private Landlord is simply Private.                                                                                                                                                                                                                                                                                                                                              |
| paymentType                 | This is the only option that two attributes. The first is requireLandlordAccount. If set to true it will ask for the landlord's bank account details. The second is requireClaimantAccount. If set to true it will ask for the claimant's bank account details. Hence both are false in the home owner situation.                                                                                                                                                                                                   |
| landlordDetailsRequired     | If true it will ask for details of who their landlord is.                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| propertyDetailsRequired     | If true it will ask for details like whether the property is detached/furnished etc.                                                                                                                                                                                                                                                                                                                                                                                                                                |
| propertyRoomDetailRequired  | If true it will ask for a breakdown of the rooms in the property.                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
| propertyMiscDetailRequired  | If true it will for ask about whether the landlord is a former partner etc.                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| rentServiceDetailsRequired  | If true it will ask for details of service charges that are part of their rent.                                                                                                                                                                                                                                                                                                                                                                                                                                     |
| rentReferenceNumberRequired | If true it will ask for their rent account/reference number. Used for Council Tenants/Housing Association claimants.                                                                                                                                                                                                                                                                                                                                                                                                |
| UCBehaviour                 | <p>We have made it possible for a council to set <strong>any</strong> living situation type to be able to exempt from the normal UC behaviour or not. Thereby future proofing the software by having the means to add / change this adhoc for any living situation the customer may choose. In order to make a living situation behave like supporting people did previously the following tag needs to be added to the living situation section for that type:</p><p>&#x3C;UCBehaviour>true&#x3C;/UCBehaviour></p> |

## ratesandvaluesprelcts.xml & ratesandvalueslcts.xml&#x20;

These two files are generally copies of one another BUT can be very different depending upon your local council tax support/discount scheme.&#x20;

ratesandvalues**pre**lcts.xml is used for:

* Housing Benefit&#x20;
* Pensioners for LCTS
* Vulnerable groups for LCTS if you support them

ratesandvalueslcts.xml is used for:

* LCTS/LCTD for working age people only

### Updating the Rates and Values files for LCTS&#x20;

For LCTS file controls the settings specific to the LCTS scheme being implemented.&#x20;

The commonly updated values from this file are:

**\<BandCap>** &#x20;

This controls the maximum band up to which LCTS can be paid e.g C would be entered to limit it to Band C.

**\<BandCapAnnualAmount>**

This is linked to the first item and is the maximum amount for the band that it is to be capped at.&#x20;

**\<MaximumLiabilityPercentage>** &#x20;

This is the maximum liability at which a person can get help even if they are passported. I.e. even on JSAIB they would not receive full help if the maximum liability percentage is set to an amount lower than 100.&#x20;

**Council Tax Bands**&#x20;

i.e. \<BandA> to \<BandH>

Simply a case of adding your current year amounts.&#x20;

Example

The following illustrates this section of the file when populated for a site with a band cap of band C, a capped amount of 1300, a maximum liability percentage of 75% and various bands:

```
<LCTS>
    <BandCap>C</BandCap>
    <BandCapAnnualAmount>1300</BandCapAnnualAmount>
    <MaximumLiabilityPercentage>75</MaximumLiabilityPercentage>
    <BandA>1000.00</BandA>
    <BandB>1150.00</BandB>
    <BandC>1300.00</BandC>
    <BandD>1500.00</BandD>
    <BandE>1900.00</BandE>
    <BandF>2400.00</BandF>
    <BandG>3000.00</BandG>
    <BandH>3500.00</BandH>
    <BandI>0</BandI>
  </LCTS>
```

{% hint style="info" %}
**FAQ – How can I ensure that the annual DWP changes are added?**
{% endhint %}

Each year when the rates change you will need to update the Personal Allowances / Premiums / Non Dependant Deductions etc.

Personal Allowances are catered for in the General Details Data section:

E.g. the following is the first of the allowances for people between 16 and 24 from April 2017:

### &#x20; **\<GeneralDetailsData>**

\<PersonalAllowanceSingle16To24>**57.90**\</PersonalAllowanceSingle16To24>

The only thing you need to do is update the amounts inside the XML tags.

Likewise, premiums can be found in these sections:

**\<ChildrenAndYoungAdultsData>**

**\<CapabilityData>**

The Non Dependant Deduction levels can be found within the Other Adults Data section:

### **\<OtherAdultsData>**

{% hint style="info" %}
**FAQ – How can I have different Non Dep Deduction levels for LCTS**&#x20;
{% endhint %}

The calculator’s settings for OtherAdults data allow you to change the options you show.&#x20;

The following is an example of there being 4 different bands of Non Dependant deduction specific to Council Tax:

```
<NumberOfCTBWorkingNonDependantDeductionBands>4</NumberOfCTBWorkingNonDependantDeductionBands>
<CTBWorkingNonDependantDeduction Band="1" Min="0" Max=“185.99">3.65</CTBWorkingNonDependantDeduction>
<CTBWorkingNonDependantDeduction Band="2" Min="186" Max=“321.99">7.25</CTBWorkingNonDependantDeduction>
<CTBWorkingNonDependantDeduction Band="3" Min="322" Max=“400.99">9.15</CTBWorkingNonDependantDeduction>
<CTBWorkingNonDependantDeduction Band="4" Min="401.00" Max=“99999">10.95</CTBWorkingNonDependantDeduction>
```

If we wanted to change this to be 6 bands with different thresholds from these we would replace the above section with:

```
<NumberOfCTBWorkingNonDependantDeductionBands>6</NumberOfCTBWorkingNonDependantDeductionBands>
    <CTBWorkingNonDependantDeduction Band="1" Min="0" Max=“99.99”>2.50</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="2" Min=“100.00" Max=“149.99”>5.00</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="3" Min=“150.00" Max=“199.99”>7.50</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="4" Min="200.00" Max=“299.99”>10.00</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="5" Min="300.00" Max=“399.99”>12.50</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="6" Min=“400.00" Max="99999">15.00</CTBWorkingNonDependantDeduction>
```

Also there are further settings that cater for passported incomes and this is how these are updated:

### **JSAIB Non-Dependant Deduction Rates**

\<CTBOtherNonDependantDeductionJSA>0\</CTBOtherNonDependantDeductionJSA>

### **Other Passported Incomes**

&#x20; \<CTBOtherNonDependantDeductionMostOthers>3.65\</CTBOtherNonDependantDeductionMostOthers>

Other options which are generally changed are:

### **Income Disregards**&#x20;

These can be found in the Earned Income Data section e.g:&#x20;

&#x20; **\<EarnedIncomeData>**

\<SingleStandardDisregard>

Some local authorities have increased the amounts of these to reflect the incentive for people to work.

### **Family Premiums**

Family Premiums are no longer included in HB Calculations however some councils do keep them in their LCTS scheme. For these to be excluded the value should be set to 0.00 per below:

&#x20;   \<FamilyPremiumNormalRate>0.00\</FamilyPremiumNormalRate>

&#x20;   \<FamilyPremiumProtectedNormalRate>0.00\</FamilyPremiumProtectedNormalRate>

### **Capital**&#x20;

i.e. \<CapitalDisregardAmountBand1> and \<TotalAssetsLimit>

The first option provides the means to reduce the threshold at which tariff income comes into place from 6,000 to a lower value.

The second Total Assets Limit allows a site to reduce the maximum Capital threshold from 16,000 to a lower amount.&#x20;

An example of this is shown here where the threshold for tariff income is reduced to 1000 and the maximum capital limit is reduced to 6000:

\<CapitalDisregardAmountBand1>1000\</CapitalDisregardAmountBand1>

&#x20;   \<CapitalDisregardAmountBand2>10000\</CapitalDisregardAmountBand2>

&#x20;   \<SharesAndPropertyToWeeklyAmountPensionableAgeDivisor>500\</SharesAndPropertyToWeeklyAmountPensionableAgeDivisor>

&#x20;   \<SharesAndPropertyToWeeklyAmountNormalDivisor>250\</SharesAndPropertyToWeeklyAmountNormalDivisor>

&#x20;   \<TotalAssetsLimit>6000\</TotalAssetsLimit>



### Example LCTS rates and values file

```
<?xml version="1.0" encoding="utf-8"?>
<RatesAndValues formversion="1.0.0.0" V2FileReleaseID="2">
  <LCTS>
    <BandCap>Z</BandCap>
    <BandCapAnnualAmount>1000000</BandCapAnnualAmount>
    <MaximumLiabilityPercentage>100</MaximumLiabilityPercentage>
    <MaximumVulnerableGroupLiabilityPercentage>80</MaximumVulnerableGroupLiabilityPercentage>
    <BandA>890.13</BandA>
    <BandB>1038.49</BandB>
    <BandC>1186.85</BandC>
    <BandD>1335.21</BandD>
    <BandE>1631.92</BandE>
    <BandF>1928.64</BandF>
    <BandG>2225.34</BandG>
    <BandH>2670.41</BandH>
    <BandI>0</BandI>
    <MinimumAwardThreshold>0</MinimumAwardThreshold>
  </LCTS>
  <GeneralDetailsData>
    <PersonalAllowanceSingle16To24>57.90</PersonalAllowanceSingle16To24>
    <PersonalAllowanceSingle25To59>73.10</PersonalAllowanceSingle25To59>
    <PersonalAllowanceSingle60To64>159.35</PersonalAllowanceSingle60To64>
    <PersonalAllowanceSingle65Plus>172.55</PersonalAllowanceSingle65Plus>
    <PersonalAllowanceLoneParent16To17>57.90</PersonalAllowanceLoneParent16To17>
    <PersonalAllowanceLoneParent18To59>73.10</PersonalAllowanceLoneParent18To59>
    <PersonalAllowanceLoneParent60To64>159.35</PersonalAllowanceLoneParent60To64>
    <PersonalAllowanceLoneParent65Plus>172.55</PersonalAllowanceLoneParent65Plus>
    <PersonalAllowanceCoupleBothUnder18>87.50</PersonalAllowanceCoupleBothUnder18>
    <PersonalAllowanceCoupleOneOrBoth18To59>114.85</PersonalAllowanceCoupleOneOrBoth18To59>
    <PersonalAllowanceCoupleBoth60To64>243.25</PersonalAllowanceCoupleBoth60To64>
    <PersonalAllowanceCoupleOneOrBoth65Plus>258.15</PersonalAllowanceCoupleOneOrBoth65Plus>
    <PersonalAllowanceSingleOverPensionAge2021>177.10</PersonalAllowanceSingleOverPensionAge2021>
    <PersonalAllowanceLoneParentOverPensionAge2021>177.10</PersonalAllowanceLoneParentOverPensionAge2021>
    <PersonalAllowanceCoupleOneOrBothOverPensionAge2021>270.30</PersonalAllowanceCoupleOneOrBothOverPensionAge2021>
  </GeneralDetailsData>
  <ChildrenAndYoungAdultsData>
    <ChildPersonalAllowance>66.90</ChildPersonalAllowance>
    <FamilyPremiumNormalRate>0.00</FamilyPremiumNormalRate>
    <FamilyPremiumProtectedNormalRate>22.20</FamilyPremiumProtectedNormalRate>
    <DisabledChildPremium>60.90</DisabledChildPremium>
    <EnhancedDisabilityChildPremium>24.78</EnhancedDisabilityChildPremium>
    <MaxNoChildrenUsed>2</MaxNoChildrenUsed>
  </ChildrenAndYoungAdultsData>
  <CapabilityData>
    <Under60DisabilityPremiumSingle>32.55</Under60DisabilityPremiumSingle>
    <Under60DisabilityPremiumLoneParent>32.55</Under60DisabilityPremiumLoneParent>
    <Under60DisabilityPremiumCouple>46.40</Under60DisabilityPremiumCouple>
    <Under60EnhancedDisabilityPremiumSingle>15.90</Under60EnhancedDisabilityPremiumSingle>
    <Under60EnhancedDisabilityPremiumLoneParent>15.90</Under60EnhancedDisabilityPremiumLoneParent>
    <Under60EnhancedDisabilityPremiumCouple>22.85</Under60EnhancedDisabilityPremiumCouple>
    <SevereDisabilityPremiumSingle>62.45</SevereDisabilityPremiumSingle>
    <SevereDisabilityPremiumDouble>124.90</SevereDisabilityPremiumDouble>
    <CarersPremium>34.95</CarersPremium>
    <CarersAllowance>62.70</CarersAllowance>
  </CapabilityData>
  <EarnedIncomeData>
    <WeeklyIncomeTaxThreshold>181.54</WeeklyIncomeTaxThreshold>
    <SingleStandardDisregard>5.00</SingleStandardDisregard>
    <CoupleStandardDisregard>10.00</CoupleStandardDisregard>
    <LoneParentStandardDisregard>25</LoneParentStandardDisregard>
    <AdditionalEarningsDisregard>17.10</AdditionalEarningsDisregard>
    <DisabledAndLongTermSickDisregard>20.00</DisabledAndLongTermSickDisregard>
    <CarersAndSpecialOccupationsDisregard>20.00</CarersAndSpecialOccupationsDisregard>
    <PermittedWorkHoursThreshold>16</PermittedWorkHoursThreshold>
    <PermittedWorkWeeksThreshold>52</PermittedWorkWeeksThreshold>
    <PermittedWorkDisregardAmountBand1>120.00</PermittedWorkDisregardAmountBand1>
    <PermittedWorkDisregardAmountBand2>20.00</PermittedWorkDisregardAmountBand2>
    <PermittedWorkDisregardAmountCap>120.00</PermittedWorkDisregardAmountCap>
  </EarnedIncomeData>
  <UnearnedIncomeAndBenefitsData>
    <RentFromBoarderDisregard>20.00</RentFromBoarderDisregard>
    <CESABasicRate>73.10</CESABasicRate>
    <CESABasicRateWithWorkRelated>102.15</CESABasicRateWithWorkRelated>
    <CESABasicRateWithSupport>109.65</CESABasicRateWithSupport>
    <CESABasicRateWithWorkRelatedPremium>29.05</CESABasicRateWithWorkRelatedPremium>
    <CESABasicRateWithSupportPremium>36.55</CESABasicRateWithSupportPremium>
    <CJSAUnder25Rate>57.90</CJSAUnder25Rate>
    <CJSA25OrOverRate>73.10</CJSA25OrOverRate>
    <ChildBenefitFirstChildRate>20.70</ChildBenefitFirstChildRate>
    <ChildBenefitAdditionalChildRate>13.70</ChildBenefitAdditionalChildRate>
    <DisregardChildBenefitForChildrenAgedUnder>0</DisregardChildBenefitForChildrenAgedUnder>
    <UnderoccupancyChildIsAdultFrom>16</UnderoccupancyChildIsAdultFrom>
    <NoChildBenefitAfterAgeOf>20</NoChildBenefitAfterAgeOf>
  </UnearnedIncomeAndBenefitsData>
  <MoneyPaidOutData>
    <OneChildMinderDisregard>175.00</OneChildMinderDisregard>
    <MultipleChildMinderDisregard>300.00</MultipleChildMinderDisregard>
  </MoneyPaidOutData>
  <BankAccountsAndOtherAssetsData>
    <SharesDeductionPercentage>10</SharesDeductionPercentage>
    <PropertyDeductionPercentage>10</PropertyDeductionPercentage>
    <CapitalDisregardAmountBand1>6000</CapitalDisregardAmountBand1>
    <CapitalDisregardAmountBand2>10000</CapitalDisregardAmountBand2>
    <SharesAndPropertyToWeeklyAmountPensionableAgeDivisor>500</SharesAndPropertyToWeeklyAmountPensionableAgeDivisor>
    <SharesAndPropertyToWeeklyAmountNormalDivisor>250</SharesAndPropertyToWeeklyAmountNormalDivisor>
    <TotalAssetsLimit>16000</TotalAssetsLimit>
  </BankAccountsAndOtherAssetsData>
  <RentData>
    <LHARentTopUp>0.00</LHARentTopUp>
    <UnderoccupancyCheckMaxDependantsSharingRoom>2</UnderoccupancyCheckMaxDependantsSharingRoom>
    <UnderoccupancyCheckOneRoomExcessReductionPercentage>14</UnderoccupancyCheckOneRoomExcessReductionPercentage>
    <UnderoccupancyCheckMultipleRoomExcessReductionPercentage>25</UnderoccupancyCheckMultipleRoomExcessReductionPercentage>
  </RentData>
  <OtherAdultsData>
    <HBOtherNonDependantDeductionJSA>0</HBOtherNonDependantDeductionJSA>
    <HBOtherNonDependantDeductionStudent>0</HBOtherNonDependantDeductionStudent>
    <HBOtherNonDependantDeductionMostOthers>14.65</HBOtherNonDependantDeductionMostOthers>
    <CTBOtherNonDependantDeductionJSA>0</CTBOtherNonDependantDeductionJSA>
    <CTBOtherNonDependantDeductionStudent>0</CTBOtherNonDependantDeductionStudent>
    <CTBOtherNonDependantDeductionMostOthers>3.80</CTBOtherNonDependantDeductionMostOthers>
    <CTBSinglePersonDiscountPercentage>25</CTBSinglePersonDiscountPercentage>
    <CTBVacantPropertyDiscountPercentage>50</CTBVacantPropertyDiscountPercentage>
    <HBExcessIncomePercentage>65</HBExcessIncomePercentage>
    <HBMinimumAmount>0.49</HBMinimumAmount>
    <CTBExcessIncomePercentage>20</CTBExcessIncomePercentage>
    <CTBMinimumAmount>0.00</CTBMinimumAmount>
    <NumberOfHBWorkingNonDependantDeductionBands>6</NumberOfHBWorkingNonDependantDeductionBands>
    <HBWorkingNonDependantDeduction Band="1" Min="0" Max="135.99">14.80</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="2" Min="136" Max="199.99">34.00</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="3" Min="200" Max="258.99">46.65</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="4" Min="259" Max="345.99">76.35</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="5" Min="346" Max="429.99">86.95</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="6" Min="430" Max="99999">94.50</HBWorkingNonDependantDeduction>
    <NumberOfCTBWorkingNonDependantDeductionBands>4</NumberOfCTBWorkingNonDependantDeductionBands>
    <CTBWorkingNonDependantDeduction Band="1" Min="0" Max="196.94">3.80</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="2" Min="196.95" Max="341.39">7.65</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="3" Min="341.40" Max="424.19">9.65</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="4" Min="424.20" Max="99999">11.55</CTBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="1" Min="0" Max="125.99">13.60</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="2" Min="126" Max="185.99">31.25</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="3" Min="186" Max="241.99">42.90</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="4" Min="242" Max="321.99">70.20</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="5" Min="322" Max="400.99">79.95</HBWorkingNonDependantDeduction>
    <HBWorkingNonDependantDeduction Band="6" Min="401" Max="99999">87.75</HBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="1" Min="0" Max="185.99">3.65</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="2" Min="186" Max="321.99">7.25</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="3" Min="322" Max="400.99">9.15</CTBWorkingNonDependantDeduction>
    <CTBWorkingNonDependantDeduction Band="4" Min="401.00" Max="99999">10.95</CTBWorkingNonDependantDeduction>
  </OtherAdultsData>
  <LCTD>
    <CouncilTaxBandCap>H</CouncilTaxBandCap>
    <SingleAdultEarningsDisregard>7.50</SingleAdultEarningsDisregard>
    <CoupleEarningsDisregard>12.50</CoupleEarningsDisregard>
    <LoneParentEarningsDisregard>25.00</LoneParentEarningsDisregard>
    <DisabilityDisregard>25.000</DisabilityDisregard>
    <NonDependantDisregard>4.00</NonDependantDisregard>
    <ChildBeyondSecondDisregard>75.00</ChildBeyondSecondDisregard>
    <ChildCareSingleChildDisregard>175.00</ChildCareSingleChildDisregard>
    <ChildCareMultipleChildrenDisregard>300.00</ChildCareMultipleChildrenDisregard>
    <MinimumWageAmount>7.83</MinimumWageAmount>
    <MinimumWageHours>30</MinimumWageHours>
    <MaxCapitalAmount>16000.00</MaxCapitalAmount>
    <CareLeaverBand1Liability>100</CareLeaverBand1Liability>
   <IncomePercentageBands>
  <!--Band Tier 1 is the most generous and those on lowest incomes-->
  <Band Tier="1" LiabilityPercentage="95">
    <!--CTBand needs to be repeated for each Type e.g. SingleAdult if your scheme supports different rates per band-->
    <Details CTBand="A">
      <Type>SingleAdult</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleAdult</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleAdult</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleAdult</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleAdult</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleAdult</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleAdult</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleAdult</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>SingleParentOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>82.74</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleNoChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleNoChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleNoChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleNoChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleNoChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleNoChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleNoChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleNoChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleOneChild</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>0.00</MinAmount>
      <MaxAmount>129.29</MaxAmount>
    </Details>
  </Band>
  <!--Band Tier 2-->
  <Band Tier="2" LiabilityPercentage="85">
    <!--CTBand needs to be repeated for each Type e.g. SingleAdult if your scheme supports different rates per band-->
    <Details CTBand="A">
      <Type>SingleAdult</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>105.49</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleAdult</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>106.53</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleAdult</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>108.61</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleAdult</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>116.87</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleAdult</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>117.91</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleAdult</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>130.32</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleAdult</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>130.32</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleAdult</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>130.32</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>SingleParentOneChild</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>105.49</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentOneChild</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>106.53</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentOneChild</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>108.61</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentOneChild</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>116.87</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentOneChild</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>117.91</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentOneChild</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>130.32</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentOneChild</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>130.32</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentOneChild</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>130.32</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>105.49</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>106.53</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>108.61</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>116.87</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>117.91</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>130.32</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>130.32</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>82.75</MinAmount>
      <MaxAmount>130.32</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleNoChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>152.04</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleNoChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>153.08</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleNoChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>155.14</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleNoChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>163.42</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleNoChildren</Type>
      <MinAmount>129.30</MinAmount>
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    </Details>
    <Details CTBand="F">
      <Type>CoupleNoChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>176.86</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleNoChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>176.86</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleNoChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>176.86</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleOneChild</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>152.04</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleOneChild</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>153.08</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleOneChild</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>155.14</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleOneChild</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>163.42</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleOneChild</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>164.45</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleOneChild</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>176.86</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleOneChild</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>176.86</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleOneChild</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>176.86</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>129.30</MinAmount>
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    </Details>
    <Details CTBand="B">
      <Type>CoupleMultipleChildren</Type>
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      <MaxAmount>153.08</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>155.14</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>163.42</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>164.45</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>176.86</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>176.86</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>129.30</MinAmount>
      <MaxAmount>176.86</MaxAmount>
    </Details>
  </Band>
  <!--Band Tier 3-->
  <Band Tier="3" LiabilityPercentage="70">
    <!--CTBand needs to be repeated for each Type e.g. SingleAdult if your scheme supports different rates per band-->
    <Details CTBand="A">
      <Type>SingleAdult</Type>
      <MinAmount>105.50</MinAmount>
      <MaxAmount>128.25</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleAdult</Type>
      <MinAmount>106.54</MinAmount>
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    </Details>
    <Details CTBand="C">
      <Type>SingleAdult</Type>
      <MinAmount>108.62</MinAmount>
      <MaxAmount>134.46</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleAdult</Type>
      <MinAmount>116.88</MinAmount>
      <MaxAmount>150.99</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleAdult</Type>
      <MinAmount>117.92</MinAmount>
      <MaxAmount>153.08</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleAdult</Type>
      <MinAmount>130.33</MinAmount>
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    </Details>
    <Details CTBand="G">
      <Type>SingleAdult</Type>
      <MinAmount>130.33</MinAmount>
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    </Details>
    <Details CTBand="H">
      <Type>SingleAdult</Type>
      <MinAmount>130.33</MinAmount>
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    </Details>
    <Details CTBand="A">
      <Type>SingleParentOneChild</Type>
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    </Details>
    <Details CTBand="B">
      <Type>SingleParentOneChild</Type>
      <MinAmount>106.54</MinAmount>
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    </Details>
    <Details CTBand="C">
      <Type>SingleParentOneChild</Type>
      <MinAmount>108.62</MinAmount>
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    </Details>
    <Details CTBand="D">
      <Type>SingleParentOneChild</Type>
      <MinAmount>116.88</MinAmount>
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    </Details>
    <Details CTBand="E">
      <Type>SingleParentOneChild</Type>
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    </Details>
    <Details CTBand="F">
      <Type>SingleParentOneChild</Type>
      <MinAmount>130.33</MinAmount>
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    </Details>
    <Details CTBand="G">
      <Type>SingleParentOneChild</Type>
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    </Details>
    <Details CTBand="H">
      <Type>SingleParentOneChild</Type>
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    </Details>
    <Details CTBand="A">
      <Type>SingleParentMultipleChildren</Type>
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    </Details>
    <Details CTBand="B">
      <Type>SingleParentMultipleChildren</Type>
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    </Details>
    <Details CTBand="C">
      <Type>SingleParentMultipleChildren</Type>
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    </Details>
    <Details CTBand="D">
      <Type>SingleParentMultipleChildren</Type>
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    </Details>
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      <Type>SingleParentMultipleChildren</Type>
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    </Details>
    <Details CTBand="F">
      <Type>SingleParentMultipleChildren</Type>
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    </Details>
    <Details CTBand="G">
      <Type>SingleParentMultipleChildren</Type>
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    </Details>
    <Details CTBand="H">
      <Type>SingleParentMultipleChildren</Type>
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    </Details>
    <Details CTBand="A">
      <Type>CoupleNoChildren</Type>
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    </Details>
    <Details CTBand="B">
      <Type>CoupleNoChildren</Type>
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    </Details>
    <Details CTBand="C">
      <Type>CoupleNoChildren</Type>
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    </Details>
    <Details CTBand="D">
      <Type>CoupleNoChildren</Type>
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    </Details>
    <Details CTBand="E">
      <Type>CoupleNoChildren</Type>
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    </Details>
    <Details CTBand="F">
      <Type>CoupleNoChildren</Type>
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    </Details>
    <Details CTBand="G">
      <Type>CoupleNoChildren</Type>
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    </Details>
    <Details CTBand="H">
      <Type>CoupleNoChildren</Type>
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    </Details>
    <Details CTBand="A">
      <Type>CoupleOneChild</Type>
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    </Details>
    <Details CTBand="B">
      <Type>CoupleOneChild</Type>
      <MinAmount>153.09</MinAmount>
      <MaxAmount>176.87</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleOneChild</Type>
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      <MaxAmount>181.00</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleOneChild</Type>
      <MinAmount>163.43</MinAmount>
      <MaxAmount>197.55</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleOneChild</Type>
      <MinAmount>164.46</MinAmount>
      <MaxAmount>199.62</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleOneChild</Type>
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    </Details>
    <Details CTBand="G">
      <Type>CoupleOneChild</Type>
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    </Details>
    <Details CTBand="H">
      <Type>CoupleOneChild</Type>
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    </Details>
    <Details CTBand="A">
      <Type>CoupleMultipleChildren</Type>
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    </Details>
    <Details CTBand="B">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>153.09</MinAmount>
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    </Details>
    <Details CTBand="C">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>155.15</MinAmount>
      <MaxAmount>181.00</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>163.43</MinAmount>
      <MaxAmount>197.55</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>164.46</MinAmount>
      <MaxAmount>199.62</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>176.87</MinAmount>
      <MaxAmount>224.44</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>176.87</MinAmount>
      <MaxAmount>224.44</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>176.87</MinAmount>
      <MaxAmount>224.44</MaxAmount>
    </Details>
  </Band>
  <!--Band Tier 4-->
  <Band Tier="4" LiabilityPercentage="55">
    <!--CTBand needs to be repeated for each Type e.g. SingleAdult if your scheme supports different rates per band-->
    <Details CTBand="A">
      <Type>SingleAdult</Type>
      <MinAmount>128.26</MinAmount>
      <MaxAmount>151.00</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleAdult</Type>
      <MinAmount>130.33 </MinAmount>
      <MaxAmount>154.11</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleAdult</Type>
      <MinAmount>134.47 </MinAmount>
      <MaxAmount>160.32</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleAdult</Type>
      <MinAmount>151.00</MinAmount>
      <MaxAmount>185.13</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleAdult</Type>
      <MinAmount>153.09</MinAmount>
      <MaxAmount>188.24</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleAdult</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>225.48</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleAdult</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>225.48</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleAdult</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>225.48</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>SingleParentOneChild</Type>
      <MinAmount>128.26</MinAmount>
      <MaxAmount>151.00</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentOneChild</Type>
      <MinAmount>130.33 </MinAmount>
      <MaxAmount>154.11</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentOneChild</Type>
      <MinAmount>134.47 </MinAmount>
      <MaxAmount>160.32</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentOneChild</Type>
      <MinAmount>151.00</MinAmount>
      <MaxAmount>185.13</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentOneChild</Type>
      <MinAmount>153.09</MinAmount>
      <MaxAmount>188.24</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentOneChild</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>225.48</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentOneChild</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>225.48</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentOneChild</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>225.48</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>128.26</MinAmount>
      <MaxAmount>151.00</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>130.33 </MinAmount>
      <MaxAmount>154.11</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>134.47 </MinAmount>
      <MaxAmount>160.32</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>151.00</MinAmount>
      <MaxAmount>185.13</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>153.09</MinAmount>
      <MaxAmount>188.24</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>225.48</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>225.48</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>225.48</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleNoChildren</Type>
      <MinAmount>174.80</MinAmount>
      <MaxAmount>197.55</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleNoChildren</Type>
      <MinAmount>176.88</MinAmount>
      <MaxAmount>200.65</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleNoChildren</Type>
      <MinAmount>181.01</MinAmount>
      <MaxAmount>206.86</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleNoChildren</Type>
      <MinAmount>197.56</MinAmount>
      <MaxAmount>231.68</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleNoChildren</Type>
      <MinAmount>199.63</MinAmount>
      <MaxAmount>234.78</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleNoChildren</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>272.02</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleNoChildren</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>272.02</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleNoChildren</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>272.02</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleOneChild</Type>
      <MinAmount>174.80</MinAmount>
      <MaxAmount>197.55</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleOneChild</Type>
      <MinAmount>176.88</MinAmount>
      <MaxAmount>200.65</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleOneChild</Type>
      <MinAmount>181.01</MinAmount>
      <MaxAmount>206.86</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleOneChild</Type>
      <MinAmount>197.56</MinAmount>
      <MaxAmount>231.68</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleOneChild</Type>
      <MinAmount>199.63</MinAmount>
      <MaxAmount>234.78</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleOneChild</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>272.02</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleOneChild</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>272.02</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleOneChild</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>272.02</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>174.80</MinAmount>
      <MaxAmount>197.55</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>176.88</MinAmount>
      <MaxAmount>200.65</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>181.01</MinAmount>
      <MaxAmount>206.86</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>197.56</MinAmount>
      <MaxAmount>231.68</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>199.63</MinAmount>
      <MaxAmount>234.78</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>272.02</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>272.02</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>272.02</MaxAmount>
    </Details>
  </Band>
  <!--Band Tier 5-->
  <Band Tier="5" LiabilityPercentage="40">
    <!--CTBand needs to be repeated for each Type e.g. SingleAdult if your scheme supports different rates per band-->
    <Details CTBand="A">
      <Type>SingleAdult</Type>
      <MinAmount>151.01</MinAmount>
      <MaxAmount>173.76</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleAdult</Type>
      <MinAmount>154.12</MinAmount>
      <MaxAmount>177.89</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleAdult</Type>
      <MinAmount>160.33</MinAmount>
      <MaxAmount>186.17</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleAdult</Type>
      <MinAmount>185.14</MinAmount>
      <MaxAmount>219.27</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleAdult</Type>
      <MinAmount>188.25</MinAmount>
      <MaxAmount>223.40</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleAdult</Type>
      <MinAmount>225.49</MinAmount>
      <MaxAmount>273.05</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleAdult</Type>
      <MinAmount>225.49</MinAmount>
      <MaxAmount>273.05</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleAdult</Type>
      <MinAmount>225.49</MinAmount>
      <MaxAmount>273.05</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>SingleParentOneChild</Type>
      <MinAmount>151.01</MinAmount>
      <MaxAmount>173.76</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentOneChild</Type>
      <MinAmount>154.12</MinAmount>
      <MaxAmount>177.89</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentOneChild</Type>
      <MinAmount>160.33</MinAmount>
      <MaxAmount>186.17</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentOneChild</Type>
      <MinAmount>185.14</MinAmount>
      <MaxAmount>219.27</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentOneChild</Type>
      <MinAmount>188.25</MinAmount>
      <MaxAmount>223.40</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentOneChild</Type>
      <MinAmount>225.49</MinAmount>
      <MaxAmount>273.05</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentOneChild</Type>
      <MinAmount>225.49</MinAmount>
      <MaxAmount>273.05</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentOneChild</Type>
      <MinAmount>225.49</MinAmount>
      <MaxAmount>273.05</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>151.01</MinAmount>
      <MaxAmount>173.76</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>154.12</MinAmount>
      <MaxAmount>177.89</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>160.33</MinAmount>
      <MaxAmount>186.17</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>185.14</MinAmount>
      <MaxAmount>219.27</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>188.25</MinAmount>
      <MaxAmount>223.40</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>225.49</MinAmount>
      <MaxAmount>273.05</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>225.49</MinAmount>
      <MaxAmount>273.05</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>225.49</MinAmount>
      <MaxAmount>273.05</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleNoChildren</Type>
      <MinAmount>197.56</MinAmount>
      <MaxAmount>220.30</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleNoChildren</Type>
      <MinAmount>200.66</MinAmount>
      <MaxAmount>224.44</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleNoChildren</Type>
      <MinAmount>206.87</MinAmount>
      <MaxAmount>232.72</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleNoChildren</Type>
      <MinAmount>231.69</MinAmount>
      <MaxAmount>265.81</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleNoChildren</Type>
      <MinAmount>234.79</MinAmount>
      <MaxAmount>268.94</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleNoChildren</Type>
      <MinAmount>272.03</MinAmount>
      <MaxAmount>319.59</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleNoChildren</Type>
      <MinAmount>272.03</MinAmount>
      <MaxAmount>319.59</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleNoChildren</Type>
      <MinAmount>272.03</MinAmount>
      <MaxAmount>319.59</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleOneChild</Type>
      <MinAmount>197.56</MinAmount>
      <MaxAmount>220.30</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleOneChild</Type>
      <MinAmount>200.66</MinAmount>
      <MaxAmount>224.44</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleOneChild</Type>
      <MinAmount>206.87</MinAmount>
      <MaxAmount>232.72</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleOneChild</Type>
      <MinAmount>231.69</MinAmount>
      <MaxAmount>265.81</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleOneChild</Type>
      <MinAmount>234.79</MinAmount>
      <MaxAmount>268.94</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleOneChild</Type>
      <MinAmount>272.03</MinAmount>
      <MaxAmount>319.59</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleOneChild</Type>
      <MinAmount>272.03</MinAmount>
      <MaxAmount>319.59</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleOneChild</Type>
      <MinAmount>272.03</MinAmount>
      <MaxAmount>319.59</MaxAmount>
    </Details>
    <Details CTBand="A">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>197.56</MinAmount>
      <MaxAmount>220.30</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>200.66</MinAmount>
      <MaxAmount>224.44</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>206.87</MinAmount>
      <MaxAmount>232.72</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>231.69</MinAmount>
      <MaxAmount>265.81</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>234.79</MinAmount>
      <MaxAmount>268.94</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>272.03</MinAmount>
      <MaxAmount>319.59</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>272.03</MinAmount>
      <MaxAmount>319.59</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>272.03</MinAmount>
      <MaxAmount>319.59</MaxAmount>
    </Details>
  </Band>


  <!--Band Tier 6-->

  <Band Tier="6" LiabilityPercentage="25">

    <!--CTBand needs to be repeated for each Type e.g. SingleAdult if your scheme supports different rates per band-->

    <Details CTBand="A">
      <Type>SingleAdult</Type>
      <MinAmount>173.77</MinAmount>
      <MaxAmount>196.51</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleAdult</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>201.69</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleAdult</Type>
      <MinAmount>186.18</MinAmount>
      <MaxAmount>212.03</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleAdult</Type>
      <MinAmount>219.28</MinAmount>
      <MaxAmount>253.41</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleAdult</Type>
      <MinAmount>223.41</MinAmount>
      <MaxAmount>258.57</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleAdult</Type>
      <MinAmount>273.06</MinAmount>
      <MaxAmount>320.63</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleAdult</Type>
      <MinAmount>273.06</MinAmount>
      <MaxAmount>320.63</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleAdult</Type>
      <MinAmount>273.06</MinAmount>
      <MaxAmount>320.63</MaxAmount>
    </Details>




    <Details CTBand="A">
      <Type>SingleParentOneChild</Type>
      <MinAmount>173.77</MinAmount>
      <MaxAmount>196.51</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentOneChild</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>201.69</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentOneChild</Type>
      <MinAmount>186.18</MinAmount>
      <MaxAmount>212.03</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentOneChild</Type>
      <MinAmount>219.28</MinAmount>
      <MaxAmount>253.41</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentOneChild</Type>
      <MinAmount>223.41</MinAmount>
      <MaxAmount>258.57</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentOneChild</Type>
      <MinAmount>273.06</MinAmount>
      <MaxAmount>320.63</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentOneChild</Type>
      <MinAmount>273.06</MinAmount>
      <MaxAmount>320.63</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentOneChild</Type>
      <MinAmount>273.06</MinAmount>
      <MaxAmount>320.63</MaxAmount>
    </Details>

    

       <Details CTBand="A">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>173.77</MinAmount>
      <MaxAmount>196.51</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>177.90</MinAmount>
      <MaxAmount>201.69</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>186.18</MinAmount>
      <MaxAmount>212.03</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>219.28</MinAmount>
      <MaxAmount>253.41</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>223.41</MinAmount>
      <MaxAmount>258.57</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>273.06</MinAmount>
      <MaxAmount>320.63</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>273.06</MinAmount>
      <MaxAmount>320.63</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>273.06</MinAmount>
      <MaxAmount>320.63</MaxAmount>
    </Details>




    <Details CTBand="A">
      <Type>CoupleNoChildren</Type>
      <MinAmount>220.31</MinAmount>
      <MaxAmount>243.06</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleNoChildren</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>248.23</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleNoChildren</Type>
      <MinAmount>232.73</MinAmount>
      <MaxAmount>258.57</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleNoChildren</Type>
      <MinAmount>265.82</MinAmount>
      <MaxAmount>299.94</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleNoChildren</Type>
      <MinAmount>268.95</MinAmount>
      <MaxAmount>305.12</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleNoChildren</Type>
      <MinAmount>319.60</MinAmount>
      <MaxAmount>367.18</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleNoChildren</Type>
      <MinAmount>319.60</MinAmount>
      <MaxAmount>367.18</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleNoChildren</Type>
      <MinAmount>319.60</MinAmount>
      <MaxAmount>367.18</MaxAmount>
    </Details>



    <Details CTBand="A">
      <Type>CoupleOneChild</Type>
      <MinAmount>220.31</MinAmount>
      <MaxAmount>243.06</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleOneChild</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>248.23</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleOneChild</Type>
      <MinAmount>232.73</MinAmount>
      <MaxAmount>258.57</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleOneChild</Type>
      <MinAmount>265.82</MinAmount>
      <MaxAmount>299.94</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleOneChild</Type>
      <MinAmount>268.95</MinAmount>
      <MaxAmount>305.12</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleOneChild</Type>
      <MinAmount>319.60</MinAmount>
      <MaxAmount>367.18</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleOneChild</Type>
      <MinAmount>319.60</MinAmount>
      <MaxAmount>367.18</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleOneChild</Type>
      <MinAmount>319.60</MinAmount>
      <MaxAmount>367.18</MaxAmount>
    </Details>



    <Details CTBand="A">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>220.31</MinAmount>
      <MaxAmount>243.06</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>224.45</MinAmount>
      <MaxAmount>248.23</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>232.73</MinAmount>
      <MaxAmount>258.57</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>265.82</MinAmount>
      <MaxAmount>299.94</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>268.95</MinAmount>
      <MaxAmount>305.12</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>319.60</MinAmount>
      <MaxAmount>367.18</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>319.60</MinAmount>
      <MaxAmount>367.18</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>319.60</MinAmount>
      <MaxAmount>367.18</MaxAmount>
    </Details>
  </Band>


  <!--Band Tier 7-->


  <Band Tier="7" LiabilityPercentage="10">

    <!--CTBand needs to be repeated for each Type e.g. SingleAdult if your scheme supports different rates per band-->


    <Details CTBand="A">
      <Type>SingleAdult</Type>
      <MinAmount>196.52</MinAmount>
      <MaxAmount>219.31</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleAdult</Type>
      <MinAmount>201.70</MinAmount>
      <MaxAmount>225.53</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleAdult</Type>
      <MinAmount>212.04</MinAmount>
      <MaxAmount>237.89</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleAdult</Type>
      <MinAmount>253.42</MinAmount>
      <MaxAmount>287.54</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleAdult</Type>
      <MinAmount>258.58</MinAmount>
      <MaxAmount>293.74</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleAdult</Type>
      <MinAmount>320.64</MinAmount>
      <MaxAmount>368.20</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleAdult</Type>
      <MinAmount>320.64</MinAmount>
      <MaxAmount>368.20</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleAdult</Type>
      <MinAmount>320.64</MinAmount>
      <MaxAmount>368.20</MaxAmount>
    </Details>


    <Details CTBand="A">
      <Type>SingleParentOneChild</Type>
      <MinAmount>196.52</MinAmount>
      <MaxAmount>219.31</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentOneChild</Type>
      <MinAmount>201.70</MinAmount>
      <MaxAmount>225.53</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentOneChild</Type>
      <MinAmount>212.04</MinAmount>
      <MaxAmount>237.89</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentOneChild</Type>
      <MinAmount>253.42</MinAmount>
      <MaxAmount>287.54</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentOneChild</Type>
      <MinAmount>258.58</MinAmount>
      <MaxAmount>293.74</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentOneChild</Type>
      <MinAmount>320.64</MinAmount>
      <MaxAmount>368.20</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentOneChild</Type>
      <MinAmount>320.64</MinAmount>
      <MaxAmount>368.20</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentOneChild</Type>
      <MinAmount>320.64</MinAmount>
      <MaxAmount>368.20</MaxAmount>
    </Details>


    <Details CTBand="A">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>196.52</MinAmount>
      <MaxAmount>219.31</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>201.70</MinAmount>
      <MaxAmount>225.53</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>212.04</MinAmount>
      <MaxAmount>237.89</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>253.42</MinAmount>
      <MaxAmount>287.54</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>258.58</MinAmount>
      <MaxAmount>293.74</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>320.64</MinAmount>
      <MaxAmount>368.20</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>320.64</MinAmount>
      <MaxAmount>368.20</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>SingleParentMultipleChildren</Type>
      <MinAmount>320.64</MinAmount>
      <MaxAmount>368.20</MaxAmount>
    </Details>





    <Details CTBand="A">
      <Type>CoupleNoChildren</Type>
      <MinAmount>243.07</MinAmount>
      <MaxAmount>265.81</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleNoChildren</Type>
      <MinAmount>248.24</MinAmount>
      <MaxAmount>272.22</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleNoChildren</Type>
      <MinAmount>258.58</MinAmount>
      <MaxAmount>284.43</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleNoChildren</Type>
      <MinAmount>299.95</MinAmount>
      <MaxAmount>334.07</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleNoChildren</Type>
      <MinAmount>305.13</MinAmount>
      <MaxAmount>340.28</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleNoChildren</Type>
      <MinAmount>367.19</MinAmount>
      <MaxAmount>414.75</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleNoChildren</Type>
      <MinAmount>367.19</MinAmount>
      <MaxAmount>414.75</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleNoChildren</Type>
      <MinAmount>367.19</MinAmount>
      <MaxAmount>414.75</MaxAmount>
    </Details>



    <Details CTBand="A">
      <Type>CoupleOneChild</Type>
      <MinAmount>243.07</MinAmount>
      <MaxAmount>265.81</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleOneChild</Type>
      <MinAmount>248.24</MinAmount>
      <MaxAmount>272.22</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleOneChild</Type>
      <MinAmount>258.58</MinAmount>
      <MaxAmount>284.43</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleOneChild</Type>
      <MinAmount>299.95</MinAmount>
      <MaxAmount>334.07</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleOneChild</Type>
      <MinAmount>305.13</MinAmount>
      <MaxAmount>340.28</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleOneChild</Type>
      <MinAmount>367.19</MinAmount>
      <MaxAmount>414.75</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleOneChild</Type>
      <MinAmount>367.19</MinAmount>
      <MaxAmount>414.75</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleOneChild</Type>
      <MinAmount>367.19</MinAmount>
      <MaxAmount>414.75</MaxAmount>
    </Details>


    
    <Details CTBand="A">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>243.07</MinAmount>
      <MaxAmount>265.81</MaxAmount>
    </Details>
    <Details CTBand="B">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>248.24</MinAmount>
      <MaxAmount>272.22</MaxAmount>
    </Details>
    <Details CTBand="C">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>258.58</MinAmount>
      <MaxAmount>284.43</MaxAmount>
    </Details>
    <Details CTBand="D">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>299.95</MinAmount>
      <MaxAmount>334.07</MaxAmount>
    </Details>
    <Details CTBand="E">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>305.13</MinAmount>
      <MaxAmount>340.28</MaxAmount>
    </Details>
    <Details CTBand="F">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>367.19</MinAmount>
      <MaxAmount>414.75</MaxAmount>
    </Details>
    <Details CTBand="G">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>367.19</MinAmount>
      <MaxAmount>414.75</MaxAmount>
    </Details>
    <Details CTBand="H">
      <Type>CoupleMultipleChildren</Type>
      <MinAmount>367.19</MinAmount>
      <MaxAmount>414.75</MaxAmount>
    </Details>

  </Band>
</IncomePercentageBands>


    <ChildDisabilityDisregard>30.00</ChildDisabilityDisregard>
    <CarersAllowanceDisregard>35.00</CarersAllowanceDisregard>
    <SingleAdultDisabilityDisregard>40.00</SingleAdultDisabilityDisregard>
    <LoneParentDisabilityDisregard>40.00</LoneParentDisabilityDisregard>
    <CoupleDisabilityDisregard>50.00</CoupleDisabilityDisregard>
    <SingleAdultDisabilityDisregardEnhanced>20.00</SingleAdultDisabilityDisregardEnhanced>
    <LoneParentDisabilityDisregardEnhanced>20.00</LoneParentDisabilityDisregardEnhanced>
    <CoupleDisabilityDisregardEnhanced>25.00</CoupleDisabilityDisregardEnhanced>
    <SingleAdultDisabilityDisregardSevere>65.00</SingleAdultDisabilityDisregardSevere>
    <LoneParentDisabilityDisregardSevere>65.00</LoneParentDisabilityDisregardSevere>
    <CoupleDisabilityDisregardSevere>65.00</CoupleDisabilityDisregardSevere>
    <WorkingHoursDisregard>0.00</WorkingHoursDisregard>
    <WorkingHoursRequirementDisabled>16</WorkingHoursRequirementDisabled>
    <WorkingHoursRequirementLoneParent>16</WorkingHoursRequirementLoneParent>
    <WorkingHoursRequirementOver60>16</WorkingHoursRequirementOver60>
    <WorkingHoursRequirementParentCouplesIndividual>16</WorkingHoursRequirementParentCouplesIndividual>
    <WorkingHoursRequirementParentCouplesTotal>24</WorkingHoursRequirementParentCouplesTotal>
    <WorkingHoursRequirementDefault>30</WorkingHoursRequirementDefault>
    <ChildDisregardMaximum>0</ChildDisregardMaximum>
    <LCTDNonDepDeductionBand1Value>4.00</LCTDNonDepDeductionBand1Value>
    <LCTDNonDepDeductionBand2Value>8.00</LCTDNonDepDeductionBand2Value>
    <LCTDNonDepDeductionBand3Value>10.00</LCTDNonDepDeductionBand3Value>
    <LCTDNonDepDeductionBand1Cap>210.00</LCTDNonDepDeductionBand1Cap>
    <LCTDNonDepDeductionBand2Cap>350.00</LCTDNonDepDeductionBand2Cap>
    <BypassApplicableAmounts>true</BypassApplicableAmounts>
  </LCTD>
</RatesAndValues>
```

&#x20;Enables you to change the rates of:

* DLA Care
* DLA Mobility
* PIP Daily Living&#x20;
* PIP Mobility

As and when they change annually.&#x20;

{% hint style="warning" %}
Please remember to update these before each April.
{% endhint %}

This file also has the ability, should it ever change, to update the number of hours that are taken into account before a Non-Dependant Deduction is taken.&#x20;

## vulnerabilitytype.xml&#x20;

This file is specific to Local Council Tax Support.&#x20;

It enables a council to set a list of different circumstances that should be exempt from the local council tax support scheme in the same way pensioners are.&#x20;

### Example file

The following illustrates an example file with four different vulnerability options:

```
<VulnerabilityType>
  <Item>
    <name/>
    <value/>
  </Item>
  <Item>
    <name>I am a lone parent with at least one children under 5</name>
    <value>VulnerabilityType1</value>
  </Item>
  <Item>
    <name>I have been resident in a care home or hostel previously</name>
    <value>VulnerabilityType2</value>
  </Item>
  <Item>
    <name>I am in receipt of Disability Living Allowance</name>
    <value>VulnerabilityType3</value>
  </Item>
  <Item>
    <name>I am in receipt of Bereavement Allowance</name>
    <value>VulnerabilityType4</value>
  </Item>
</VulnerabilityType>
```

Simply remove any items or edit the above file if you want to change the default options. You can add additional options by simply adding another section like the following below the above:

```
<Item>
    <name>Your New Vulnerability Type</name>
    <value>VulnerabilityType5</value>
  </Item>
```

{% hint style="info" %}
The vulnerability file and the resulting list are only shown if the setting **LCTS\_SupportVulnerablePeople** is set to true.
{% endhint %}

